I was sharing a house with this girl I knew.  Her parents owned the house, or maybe she did and they helped out when she blew my half of the mortgage on shoes each month, I never really knew which.  I didn't like living with her at all so I had been saving up to maybe buy a small place interest rates were really low.  At Christmas she tells me she and her parents have decided to put the house on the market in the summer.  I figured no big deal I should be able to find a place and close it in six months. 

My real estate agent I start looking at places, I won't look at anything past a certain price even though I qualified for more.  I had seen to many of my friends go broke because they went for the max they could qualify for.  I found a townhouse, a foreclosure that needed some work. I liked it, it met my very small requirements so I put in an offer.  That night my roommate says I need to be out of the house before the first of February.  I was dumbfounded there was no way I was going to close this deal in 3 weeks.

My real estate agent worked like a champ for me giving the fact that I was going to be homeless a closing date was set for February 12th.  I set up at the Warren House basically a hotel that rents by the week and month everything I owned went to a storage unit.

It didn't close on the 12th.  The bank that had foreclosed didn't want to clear the past due utility payments on the house.  The utility companies were not budging on turning on the power and water before they get paid.  Without the utilities on I could not get an inspection so I could not close on the house.

The bank didn't clear up this problem until the end of March, after I threatened to withdraw my offer.  The first week of April the man that owns the company I worked for died in a plane crash.  Suddenly no one knows if the company is going to close or not.  I'm living in a hotel, have been for months, about to maybe close on a house and I have no idea if I am going to have a job.  The next day my boyfriend tells me he is going to have experimental eye surgery with a 1 in 3 chance of success on both eyes.  If it doesn't work he will be blind in the next 5 years, if that happens he will take his life rather than live blind.

I mind goes snap I can't take anymore.  I call my baby sister to vent a little. She smugly informs me that this would never happen to her, because she gets State aid due to her children.  Maybe that's the solution have a child let the State take care of me.  This independence thing is overrated I'm to hysterical laughter sitting in the dark by this point.  The next day at work poor Blix writes asking how I am.  I blurt I flood I rant.

Two weeks later I close on the house.  Glenn's eye surgery was a complete success.  My company is still in business. 

So that is how you buy a Townhouse in complete chaos, I don't recommend this method at all.